A 2-column table has 9 rows. The first column is labeled monthly expenses with entries rent, utilities phone internet, groceries, entertainment, renters insurance, car/insurance/gas, discretionary spending, total expenditures, net savings. The second column is labeled amount budgeted with entries 600, 230, 300, 50, 20, 475, 75, 1,850, 100 dollars. You have decided to set a new goal of saving at least $4,500 over the course of the next year. You already have $900 saved. By how much would you need to increase your monthly net savings in order to meet this goal? $100 $150 $200 $250

Answers

Answer 1

Answer:

200

Explanation:

right on edge

Answer 2

Based on your current level of saving, you need to increase your monthly net saving by $200 to meet your target.

Amount that you need to save next year.

You have already saved $900 and you want to get to $4,500. The amount left is:
= 4,500 - 900

= $3,600

Monthly savings

To get to $3,600, you need to save:

= 3,600 / 12 months

= $300

What should you increase your net saving by?

You currently save $100 so you need to increase by:

= 300 - 100

= $200

In conclusion, you need to increase savings by $200.

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Related Questions

transferable skills necessary for successful employment include a:basic skills b:thinking skills c:personal quality d: all of the above

Answers

The correct answer is D. All of the above

Explanation:

Skills that can be used in multiple jobs or contexts are known as transferable skills. This category of skill covers many types of skills including basic skills such as teamwork, communication or problem-solving; personal quality skills such as honesty, empathy, or ethics; and thinking skills such as making decisions or organizing information. Moreover, these are all transferable skills because it is likely an individual requires these skills despite his profession or role. For example, both a doctor and a secretary might face challenges that require them to make decisions (thinking skill), use ethics to make the best decision (personal quality), and communicate this decision to others (basic skill.)

On April 1, the price of gas at Bob's Corner Station was $3.35 per gallon. On May 1, the price was $3.85 per gallon. On June 1, it was back down to $3.35 per gallon. Between April 1 and May 1, Bob's price increased by or Between May 1 and June 1, Bob'ss price decreased by or Suppose that at a gas station across the street, prices are always 20% higher than Bob's. In absolute dollar terms, the difference between Bob's prices and the prices across the street is when gas costs $3.85 than when gas costs $3.35 Some economists blame high commodity prices (including the price of gas) on interest rates being too low. Suppose the Fed raises the target for the federal funds rate from 2% to 2.25 %. This change of percentage points means that the Fed raised its target by approximately ____

Answers

The answer is definitely 2.73%

Analysts say visitors stay an average of how many seconds on any webpage?

A. 1-2 Seconds
B. 5-15 Seconds
C. 10-20 Seconds
D. 45-60 Seconds

Answers

The answer is c. 10-20 seconds
C is the answer. 10-20 seconds

Advantages of flow production

Answers

Answer:

Advantages of flow production

Flow production is capital intensive. This means it uses a high proportion of machinery in relation to workers, as is the case on an assembly line. The advantage of this is that a high number of products can roll off assembly lines at very low cost.

A stock market is a public market for trading a company's stocks and derivatives. The bid-ask spread in a dealer market represents the profit that a dealer would make on a transaction involving a security. Which of the following statements best describes the bid-ask spread? The difference between the closing price of the security and the opening price of the security on the day of the transaction. The difference between the price at which a dealer is willing to buy a security and the price at which a dealer is willing to sell it. The sum of the price at which a dealer is willing to buy a security and the price at which a dealer is willing to sell it. Erik, a trader, wants to buy 1,000 shares of XYZ stock, while a second trader, Alison, is willing to sell 1,500 shares of the same stock. Unfortunately, Erik and Alison don't know one another and must complete their transactions using the stock exchange's market-making dealer. XYZ's market maker is willing to sell her shares for $30.65 per share and purchase additional shares for $30.25 per share. Select the most appropriate values in the following table: Term Bid price Ask price Bid-ask spread Value $30.25 $30.65 $0.40 If the market maker is willing to purchase the entire block of 1,500 shares from Alison and, from that block, resell 1,000 shares to Erik, then the market maker's net profit from Erik's transaction-excluding any inventory effects-will be_______.

Answers

Answer: The difference between the price at which a dealer is willing to buy a security and the price at which a dealer is willing to sell it.

Net profit = $400

Explanation:

The bid ask spread is the difference between the price at which a dealer is willing to buy a security and the price at which a dealer is willing to sell it.

From the question, we have been given the following information:

Bid price = $30.25

Ask price = $30.65

Bisk ask spread = Ask price - Bud price

= $30.65 - $30.25

= $0.40

Net profit = $0.40 × 1000

= $400

"ABC Corporation stock is being sold in a primary offering. The total offering is $10,000,000, of which $7,000,000 is allocated to the syndicate and $3,000,000 is allocated to the selling group. The public offering price is set at $10.00 per share. The issuer received $9.00 per share from the underwriters. The management fee has been set at $.10 per share; the selling concession is $.30 per share. The issuer will receive:"

Answers

Answer:

$9,000,000

Explanation:

Calculation for the amount that the issuer will receive

Using this formula

Issuer Amount received = Amount the issuer received per share from the underwriter × The total offering

Let plug in the formula

Issuer Amount received =9.00 per share x $10,000,000

Issuer Amount received= $9,000,000

Therefore the Issuer Amount received will be $9,000,000

George bought a $300,000 whole life policy when he was employed as a bank teller. Four years later, he changes jobs and begins working in a coal mine. If he is killed while working in the mine, what will the insurer do?

Answers

Answer:

The insurer of George whole life policy will have to pay the claim

Explanation:

Based on the information about George we were been told that he bought a life policy of the amount of $300,000 when he was employed as a bank teller in which Four years later we were told that he changes his jobs from bank teller and begins to work in a coal mine which means that If George is killed while he was working in the coal mine the insurer will have to pay the claim reason been that he bought a whole life policy and secondly the insurer will have to pay the claim because no limit was been placed on George application when the policy was been insured.

Until the end of the twentieth century, international trade was mostly concentrated among the developed countries of the Northern Hemisphere. Which country was the largest exporter of the world in 2015?

Answers

Answer:

China

Explanation:

China is the largest exporter in the world while the US is the largest importer in the world. Of course, this takes on account only individual countries, it doesn't consider political unions like the EU. China is considered the largest exporter since 2009, and since 2013 it is also the largest trader in the world. The US used to hold both positions in the recent past until China surpassed it.  

A software developer enters into a contract with a new customer to sell a software license and perform installation services. The entity sometimes sells the license and installation services separately. The installation service is routinely performed by other entities and does not significantly modify the software. The entity historically provided to new customers technical support for a 5-year period for no additional consideration. The contract does not specify the terms or conditions for the technical support services. Under ASU 2014-09, which of the following represents the performance obligations identified by the entity in this contract?
A. Three performance obligations:_______.
(1) Software license, (2) installation services, and (3) technical support services.
B. Two performance obligations:_______.
(1) Software license and (2) installation services.
C. One performance obligation:_______.
(1) Software license plus installation services.
D. Two performance obligations:________
(2) Software license plus installation services and (2) technical support services.

Answers

Answer:

A. Three performance obligations: 1. software license 2. installation support 3. technical support services

Explanation:

Under the ASU 2014-09, the obligations of the software developer includes software licensing, installation support as well as technical support services.

This is necessary because the software being developed is peculiar to the company that the software is being made for and as such would require that the software gets licensed by the appropriate council or board, assist with installing the software until personnel have been trained and/or contract expires and also provide support services for the software should it run into any problem while in use.

Cheers

As James begins to discuss product prices, he notices his prospect has folded his arms across his chest, clenched his hands, and avoided eye contact. James has received _______ signals.

Answers

Answer:

Disagreement.

Explanation:

As James begins to discuss product prices, he notices his prospect has folded his arms across his chest, clenched his hands, and avoided eye contact. James has received disagreement signals.

In this scenario, we can safely conclude that the potential client (prospect) isn't satisfied or pleased with the product prices quoted by James and as such makes a gesture that portrays his disagreement.

A hot dog manufacturer wishes to minimize the cost in dollars of producing a low-cost niched product while meeting the dietary guidelines for protein and sodium. once the model has been run, the surplus variable in the sodium constraint has a value of 1300 milligrams. the best interpretation of this outcome is:

Answers

Answer:

The minimum cost hot dog has 1300 milligrams more sodium than required.

Explanation:

Since in the question it is mentioned that the manufactured of a hot dog wants to minimize the cost in terms of dollars for generating the less cost at the same time the guidelines for the dietary would be meet

Also the surplus variable, the amount would be 1,300 milligrams

So here we interpret is the cost i.e. minimum is needed more sodium and hence the same is to be considered

Now you must decide who should be on the team. Kelly will be on the team as a matter of course, and you must choose three other GearUp employees to work with her.

Answers

Answer: The best choices would have been Deepak Menon, Ruby Coulbury, and Ethan Atkinson

Explanation:

Team work requires the best of those not only coming to the team with their talent and idea but those who'd be willing to put their everything to make sure the project being carried out is a success, failure to do so would just be having bunch of talented people with no passion but woould rather work for personal gain and fame. Choosing the best shouldn't just be what they can do but also how passionate are they. That's why the best choices would have been Deepak Menon, Ruby Coulbury, and Ethan Atkinson based on their passion accompanied with their talent.

Frederick Taylor believed that more efficient workers should be paid higher wages than their lower-performing coworkers, a system referred to as the _______ system.

Answers

Answer:

Referred to as the Differential rate system

According to a recent survey conducted by Bain & Company, which management tool or technique is most popular in global organizations today?

Answers

Answer:

Customer relationship management

Explanation:

Customer relationship management refers to managing the relation with the customer by providing them an excellent quantity of products and services which are to be unique so that it became easy for attract the customer also the firm could gain the competitive advantage.

In the recent survey, it is mentioned that 67% of executives said that the customers are not loyal to their brand also with the help of the internet, it became easy for the customers and the future customers to make the comparision with regard to the prices that enables the firm to increase the price at the same time the firm also balance the market share

So the customer relationship management is the answer

Davenport Corporation's last dividend was $2.70, and the directors expect to maintain the historic 3% annual rate of growth. You plan to purchase the stock today because you feel that the growth rate will increase to 5% for the next three years and the stock will then reach $25 per share.1. How much should you be willing to pay for the stock if you require a 17% return? 2. How much should you be willing to pay for the stock if yo feel that the 5% growth rate can be maintained indefinitely and you require a 17% return?

Answers

Answer:

A) $22.16 per share

B) $23.625

Explanation:

Price to be paid for the stock today is equal to the present value of expected inflows  we can find price by multiplying the dividend with the growth rate then dividing it by the required rate of return.

Price = Dividend(1+growth rate) / 1+ required return

Data

Dividend = 2.7

Required return = 17%

Growth rate = 5%

1)           year1       year2       year3       year3  

Price = [tex]\frac{2.7(1.05)}{(1.17)} +\frac{2.7(1.05)^2}{(1.17)^2}+\frac{2.7(1.05)^3}{(1.17)^3}+\frac{25}{(1.17)^3}[/tex]

Price =  $22.16 per share

2)

Price to be paid =  [tex]\frac{2.7(1.05)}{0.17-0.05}[/tex]

Price to be paid = $23.625

MIS is a business function, like accounting or sales, which moves information about people, products, and processes across the company to facilitate decision making and problem solving. What does MIS stand for

Answers

Answer:

MIS stands for "Management information systems".

Explanation:

This is indeed an aspect of information technology as well as code which enhances the effectiveness of the operations of the firm. An MIS collects input from numerous online systems, analyses the information as well as publishes data to assist decision-making throughout the administration, is however researching whether these processes work.

"A customer has a restricted margin account with $2,500 of SMA. If the customer wishes to buy $7,500 of marginable common stock, the customer must deposit?"

Answers

Answer:

$1,250

Explanation:

Given the following :

Amount of marginable stock customer wishes to buy = $7,500

Restricted margin account with $2500 of SMA

Since the account is a restricted margin account, that is (account has fallen below intial requirement). There must be a deposit of 50% in the regulation T account.

Hence, to purchase a marginable stock of $7,500;

50% of $7,500 should be deposited;

50/100 × 7,500 = $3750

Since there is $2500 of SMA in restricted margin account

Hence, the amount needed will be ;

($3,750 - $2,500) = $1,250

For each example, identify the most appropriate CTSO. 1. Ann wants to be a manager who directs the work of others: 2.Teresa wants to have a career that emphasizes mathematics: 3.Justin wants to have a career in nursing: 4.Howard wants to have a career focused on the education of

Answers

Answer:

Ann: DECA

Teresa: TSA

Justin: HOSA

Howard: FEA

Explanation:

Answer: DECA your welome if i did spell it wrong sorry bout that im am a horrible speller

The owners of Carpo Inc., a watch company, also own a steel company and a leather goods manufacturing company. This relieves them from expenses that they would have to bear, if they had to rely on outside sources for the raw materials needed to make their watches. This enables the company to produce watches at a much lesser cost than other companies in the industry. This scenario best illustrates a ________.

Answers

Answer:

Cost advantage.

Explanation:

In this scenario, the owners of Carpo Inc., a watch company, also own a steel company and a leather goods manufacturing company. This relieves them from expenses that they would have to bear, if they had to rely on outside sources for the raw materials needed to make their watches. This enables the company to produce watches at a much lesser cost than other companies in the industry. This scenario best illustrates a cost advantage.

Cost advantage can be defined as the factors, benefits or edge which an organization has to produce its goods and services at a cheaper rate and better quality, over its competitors or rivals in the same industry. Some of these factors include availability of raw materials, branding, skillful workforce, intellectual property, quality distribution channels, favorable location, great customer services, superior technology, etc.

The scenario involving owners of Carpo Inc. best illustrates Cost advantage.

Cost advantage is achieved when a company produce/offer a product or service at a lower cost than its competitors.

Here, the owners of Carpo Inc. produces watch and also own a steel company and leather goods manufacturing company.

His companies put him at cost advantage over other watch producer because the raw-material to be use in production of the watches are produced by other companies.

Therefore, the scenario involving owners of Carpo Inc. best illustrates Cost advantage.

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Buying a house is most likely a long-term goal for a person of which of these ages? O A. 15 years old OB. 65 years old O C. 55 years old O D. 75 years old​

Answers

Answer:

A

Explanation:

Answer:

A: 15 years old

Explanation:

Jason's manager was making him work overtime and refusing to pay him for the extra hours he was putting in. Jason approached the director of the company and explained his situation to him. The director took appropriate action against jason's manager, reduced jason's work hours, and paid him for the extra time he had earlier put in. Based on the given information, jason's company is most likely a _____. Bureaucratic organization flat organization monarchy patriarchy

Answers

Answer:

bureaucratic organization

Explanation:

Bureaucratic organisations are highly organised businesses that have a pyramid organisation structure.

Every employee knows their place and decisions are made through an organised process.

Since bureaucratic organisations are organised there is a pay structure that is not changeable for each employee and provisions for overtime payment.

In this scenario Jason's manager made him work overtime without paying him. This is in violation of the organisational structure of a bureaucratic structure.

So when the manager for the complaint Jason was paid for the extra time he put in. He also reduced the work hours of Jason to the acceptable one for the company

Advantages of flow production

Answers

Answer:

Flow production is capital intensive. This means it uses a high proportion of machinery in relation to workers, as is the case on an assembly line. The advantage of this is that a high number of products can roll off assembly lines at very low cost.

Explanation:

If a customer buys $10,000 worth of stock in a cash account, then sells the shares for $12,000 without first paying for the buy side, and then requests the $2,000 profit, which of the following statements are TRUE?
I. The $2,000 profit cannot be sent to the customer until he pays for the buy side in full.
II. The $2,000 can be sent to the customer, but the account will be frozen for 90 days.
III. If the customer pays for the buy side in full on or before the fifth business day following trade date, status as a frozen account is lifted.
IV. Both trades must be switched to the customer's margin account, where buying and selling in this manner are acceptable practices.
A) III and IV.
B) II and III.
C) I and II.
D) I and III.

Answers

Answer:

B) II and III.

Explanation:

Based on the information given the statement that are TRUE are II and III

II. The amount of $2,000($10,000-$12,000) which is the profit for the business will be given to the customer but the customer account will have to be frozen or put on hold for 90 days because the customer had not paid for the buy side before selling the shares for the amount of $12,000

III. In a situation where customer paid the amount for the buy side in full either before or after the fifth business day which is the day that follows the trading date, the customer account that had be frozen will be unfrozen or lifted because the buy side amount had be paid in full.

Porter identified three generic strategies that a business could follow after identifying a market it wanted to enter.Which of the following is not included as one of Porter's three generic strategies?A) Broad differentiationB) Supplier cost differentiationC) Focused strategyD) Broad cost leadership

Answers

Answer:

B) Supplier cost differentiation

Explanation:

As per the Porter model of generic strategies, there are three strategies which are as follows

1. Cost leadership strategy: It deals with less cost to reach broad market

2. Differentiation strategy: It deals with offering different products to reach broad market

3. Focus strategy: In terms of cost leadership and differentitaion, it focused with less cost and offered unique products at narrow market segment

Therefore the option B is not included

A researcher divides participants into those who suffer from insomnia and those who sleep well. he compares the two groups on the number of hours each spends at leisure activities in an average week. he finds that the insomniacs spend significantly fewer hours at such activities. in this case, the number of hours spent at leisure activities is:

Answers

Answer:

The dependent variable

Explanation:

There are two types of variables used in statistical analysis. The dependent variable and the independent variable.

The dependent variable are those ones whose value depends by rule on the values of other variables.

Independent variables are those whose vales are not dependent on the values of other variables.

In this scenario the independent variables under study are those that suffer insomnia and those that sleep well.

The dependent variable is the number of leisure hours.

Number of leisure hours varies with the group the participants are in.

For example leisure hours can be 3 hours for insomniacs and 6 hours for those that sleep well.

Imagine a product or service you are not happy with. Which of the following is NOT a step you should take to make a consumer complaint?
Select one:
a. be sure to identify the problem and a fair solution to solving
b. go to the store manager and threaten legal action
c. have back up material to substantiate your claim

Answers

b i think is the answer

Delux Services was celebrating its operations in over 17 countries. Linda, a junior HR assistant, was disinterested in attending this celebratory event.The senior HR managers overheard Linda asking her friends the reason for this party. Back at the office, after a review, it was found that Linda never attended any of the meetings with the local business heads. Her lack of interest and knowledge about the company would make her someone who displays _____.

Answers

Incomplete question. The options are:

A. high self-esteem

B. low civic virtue

C. "A" player characteristics

D. wasting resources

E. positive boosterism

Answer:

B. low civic virtue

Explanation:

Remember, this a formal organizational setting, therefore employees are expected to have interests and knowledge about the organization.

Therefore, based on the fact that Linda never attended any of the meetings with the local business heads shows a display of low civic virtue (low welfare concern for the organization)

Helen Chambers owns and manages an apartment building. She also paints seascapes that she and sells, and she published several volumes of art criticism for which she owns the copyrights. With the profits from the books, she acquired stock in a local art supply company. If Helen sold any foregoing property, which would give rise to capital gains.

Answers

Answer: Stock in the local art supply company.

Explanation:

Helen can only make a capital gain on assets that she actually owns. She only manages the apartment building but does not own it so if she sells any property, it does not contribute to her capital gain.

The stock in the local art supply company is hers however so if the prices of the stock increased from when she bought it and she sells it, that would give rise to capital gain.

Capital gain is the profit earned due to the selling of capital assets that are held by the business. The capital gains are charged for taxation at a fixed percentage rate. The capital gains can be short-term or long-term depending upon the holding period of the asset.

In the given case Helen has only the stocks of a local art supply company in the form of capital assets. The selling of the stocks of the supply company would lead to the rise in the capital gains of Helen Chambers.

The other assets held by Helen are an apartment in the buildings. If the apartment is sold it will not lead to capital gain rather it is the normal sale of assets as the Helen Chambers main business is managing and owning apartments.

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Michael does not want to include some of the changes which were made to his document during review. Which of the following should he do?
Choose to Reject All of the changes made in the document
Choose to Accept All of the changes made in the document
O Select the changes he wants to keep and click Reject
O Select the changes he wants to remove and click Reject

Answers

Answer: Select the changes he wants to keep and click Reject

Explanation: I know it is this answer because it worked on my text.

Michael does not want include some of the changes and more made of the document

Sean works at Rowen Corp., an environmentally conscious apparel manufacturing company. He primarily focuses on the tastes and needs of the firm's customers. He achieves this by managing a team that regularly interacts with customers through various promotional activities and events. He also provides insights on how to produce eco-friendly outfits through his specialized knowledge of cost-efficient manufacturing processes. This implies that Sean:_______.a) is an HR professional.
b) encourages centralized decision making.
c) is a knowledge worker.
d) encourages a narrow business focus.
e) belongs to the external labor market.

Answers

Answer:

c) is a knowledge worker

Explanation:

A knowledge worker is an individual who is skillful, experienced, educated and whose duty is to apply his or her thinking creativity on the job. According to Peter Drucker, a knowledge worker is someone who is innovative and creative in terms of developing new products and services and one who always find a better way of doing things.

The job of a knowledge work is very complex hence involves expertise on the subject field. A knowledge worker most often develop new ideas and strategies to meeting needs of people rather than focusing on manual and repetitive work. Example of knowledge workers includes but not limited to engineers, scientists, physicians, lawyers etc.

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