Answer:
No
Explanation:
State legislatures can and often do call upon Congress to propose constitutional amendments, And while these calls may bring attention and political pressure to them, Congress is under no constitutional obligation to respond.
Which is the primary source of SEC independence rules?a. Rule 3526.b. Rule 2-01.c. SEC Frequently Asked Questions.d.Codification of Financial Reporting Policies
The primary source of SEC independence rules is Rule 2-01. Thus option (b) is correct.
What is Independence ?The Independence is a condition of a person, nation, country, or state in which residents and population, or some portion thereof, exercise self-government, and usually sovereignty, over its territory.
The opposite of independence is the status of a dependent territory.
The commemoration of the independence day of a country or nation celebrates when a country is free from all forms of foreign colonialism; free to build a country or nation without any interference from other nations.
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which of the following would cause average inventory holdings to decrease, other things held constant? group of answer choices the carrying price of an item decreases (as a percent of purchase price). fixed order costs double. the sales forecast is revised downward by 10 percent. interest rates fall. the purchase price of inventory items decreases by 50 percent.
c. The sales forecast is revised downward by 10 percent can cause average inventory holdings to decrease, other things held constant.
In the field of business, inventory holdings can be described as the raw materials or items that are stored in the warehouse for the production of products. These raw materials are made or purchased in bulks and become a part of an inventory holding.
When it is projected that a sales forecast will go down, then the inventory holdings also decreases as there is no use in storing of products or assets because fewer product needs to be made now due to lesser projected sales. Hence, the correct option is c.
The question will correctly be written as:
which of the following would cause average inventory holdings to decrease, and other things held constant? group of answer choices
a) the carrying price of an item decreases (as a percent of purchase price).
b) fixed order costs double.
c) the sales forecast is revised downward by 10 percent.
d) interest rates fall.
e) the purchase price of inventory items decreases by 50 percent.
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buyer's agent sylvia will be receiving a $100 bonus from the bank that's selling a property to her client, because they were able to close within 30 days. is this permissible?
Yes, this is permissible as long as the buyer's agent (Sylvia) discloses the bonus to the buyer.
The bonus must also be disclosed to the seller's agent and in the contract. This is because the bonus could be seen as an incentive for the buyer's agent to close the deal quickly, and it would be unfair for the buyer or seller to be unaware of the bonus.
When an agent receives any form of compensation for their services, it must be disclosed to both parties in the transaction. This means that Sylvia should inform the buyer of the bonus she will receive from the bank, and also inform the seller's agent. This will ensure that both parties are aware of the bonus and that there is no conflict of interest in the transaction.
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Which 3 security goals align and prioritize security efforts?
The three security goals that align and prioritize security efforts are confidentiality, integrity, and availability.
Confidentiality ensures that only authorized users can access sensitive data and information. Confidentiality is typically the highest priority and can be achieved through encryption technologies and access control measures. Integrity must also be considered, as it ensures the accuracy of data and can be achieved through measures such as data validation and periodic backups.
Integrity ensures that data is accurate and complete. Availability ensures that authorized users can access data and information when they need it. These security goals must be balanced and prioritized to ensure that the organization’s security posture is the best it can be. Together, these security goals provide an effective framework for aligning and prioritizing an organization’s security efforts.
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What is the disadvantages of MOOCs?
using the rad approach, the system would likely cost more, but the development time would be shorter and the quality would be better. group of answer choices true false
Using the RAD approach, a system would likely cost more, but the development time would be shorter and the quality would be better. (True)
What is RAD?Rapid Application Development, also known as RAD, is an adaptive software development methodology built on rapid feedback and prototyping with less emphasis on detailed planning. Generally speaking, the RAD approach prioritizes prototyping and development over planning.
Rapid application development allows for quick software updates and iterations without having to start from scratch. This makes it possible to make sure that the outcome is higher quality-focused and meets the needs of the end users.
Rapid application development offers the major benefit of allowing for design changes, functionality additions, and frequent iterations without having to start from scratch each time.
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A reduction in government borrowing can:Question 19 options:a)decrease the incentive to invest.b)increase the interest rate.c)crowd out private investment in human capital.d)give private investment an opportunity to expand.If the state of Washington's government collects $75 billion in tax revenues in 2013 and total spending in the same year is $74.8 billion, the result will be a:Question 20 options:a)budget deficit.b)budget surplus.c)decrease in payroll tax.d)decrease in proportional taxes.
Option D is correct. A reduction in government borrowing can give private investment an opportunity to expand
The acquiring of the national government makes the greatest difference, in spite of the fact that getting by sub-par units may likewise have an effect.
Just borrowing from the private sector of the economy — from individuals, organizations, and different monetary establishments, including banks — is viewed as government getting in the severe sense. Since the buying influence is made by the national bank and no commitments to the overall population are made, when the public authority acquires its assets from the national bank (the Bank of Britain, the Bank of Italy, the Bank of Japan, or the Central bank Framework in the US), it is really making cash as opposed to getting it. At the point government borrows money, the lender transfers money to the borrower in exchange for government securities.
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How can accenture apply artificial intelligence AI to help this client Brainly?
Accenture can apply artificial intelligence to help this client enable users to customize the website to meet their requirements
In comparison to the intelligence exhibited via way of means of animals and humans, synthetic intelligence (AI) refers back to the perception, synthesis, and inference of records finished via way of means of computers. Speech recognition, laptop vision, language translation, and different enter mappings are some examples of jobs in which that is done.
Since its established order as a area of observe in 1956, synthetic intelligence has long gone thru a couple of levels of optimism, disappointment, and investment loss, observed via way of means of progressive strategies, achievements, and clean financing. The several subfields of AI observe are targeted on unique targets and using sure techniques.
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What are the four main types of corporate structures?
The sole proprietorship, partnership, corporation, and S corporation are the four types of businesses that are most prevalent.
What is the definition of corporate structure?The arrangement of several divisions or business units within a firm is referred to as the corporate structure. Corporate structure varies widely among businesses, depending on their objectives and the sector in which they operate.
What are the four categories of corporate responsibility and what do they each mean?The four basic categories of CSR are economic responsibility, philanthropic duty, environmental responsibility, and ethical responsibility. Companies may, however, also take into account additional CSR initiatives, such as those focusing on employee engagement, governance, well-being, and diversity and inclusion.
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Which is the most common method of measuring economic development?
Although there are other ways to gauge economic expansion, the gross domestic product is the most well-known and often monitored and reported indicator (GDP).
The production, distribution, and consumption of goods and services are all topics covered by the social science of economics. Economics focuses on both the functioning of economies and the actions and interactions of economic players. The study of microeconomics focuses on what are seen as the core elements of the economy, including market and agent behavior as well as the interactions that arise from those behaviors. Individual agents can represent households, businesses, buyers, and sellers, to name a few. Macroeconomics is the study of the economy as a system in which production, consumption, saving, and investment coexist. It also examines the factors that affect this system, such as the employment of labor, capital, and land resources, currency inflation, economic growth, and public policies that have an impact on these elements.
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Although there are other ways to gauge economic expansion, the gross domestic product is the most well-known and often monitored and reported indicator (GDP).
The production, distribution, and consumption of goods and services are all topics covered by the social science of economics. Economics focuses on both the functioning of economies and the actions and interactions of economic players. The study of microeconomics focuses on what are seen as the core elements of the economy, including market and agent behavior as well as the interactions that arise from those behaviors. Individual agents can represent households, businesses, buyers, and sellers, to name a few. Macroeconomics is the study of the economy as a system in which production, consumption, saving, and investment coexist. It also examines the factors that affect this system, such as the employment of labor, capital, and land resources, currency inflation, economic growth, and public policies that have an impact on these elements.
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the people who are familiar with a problem and help verify the results of data analysis are called subject-matter experts. what are their roles in the process? select all that apply. 1 point collect, transform, and organize data validate the choices being made identify inconsistencies in the analysis offer insights into the business problem
Roles of subject-matter experts are the people who are familiar with a problem and help verify the results of data analysis in the process they
Offer insights into the business problemValidate the choices being madeIdentify inconsistencies in the analysisSubject-matter experts may provide light on the business issue, point out errors in the analysis, and support the decisions that have been taken. Generally speaking, the subject-matter expert is accountable for making sure that the facts and details are accurate so that the project's or program's deliverable(s) will satisfy the demands of the stakeholders, laws, regulations, standards, and best practices. has in-depth knowledge of a certain technique, substance, process, department, piece of equipment, etc. Subject matter experts assist consumers who want assistance in overcoming hurdles by utilizing their specialized knowledge to address some particular problems.
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A LOT OF POINTS PLEASE HELP
1. Why is gathering information the first step in managing personal finances? Why is it important to have accurate information about your personal finances? How might this impact processes like applying for a loan?
2. Imagine that you are going off to college and need to open a bank account. What kind would you use and why? Then imagine yourself several decades later, after you have worked for years and saved some money. What kind of accounts will you need then and why? What are the disadvantages of some of the choices?
3. You have just received your bank statement, which shows that you have a balance of $562.73. However, you wrote your cousin a check for $150, and she has not cashed it yet. Your paycheck, which was direct deposited in your account after the statement, was $893.86. You also wrote a check for your rent that was $400 and spent $73.26 on groceries this morning. What do you need to do to reconcile your account and what total will you get when you do?
4. How does earned income, like wages, differ from unearned income, like interest or rental income? How would you pay taxes on these different types of income?
5. Why is it important for individuals to correctly calculate their tax liability? Explain what a tax liability is and how it is calculated in your answer.
With regard to managing personal finances,
Gathering financial information allows for informed decision-making.Checking accounts may be good for college; other accounts needed later.Update records and calculate new balance to reconcile account.Earned income is from work, unearned from other sources.Correctly calculating tax liability avoids penalties and fines.What is the rationale for the above response?1) Gathering information is the first stage in personal finance management since it helps you to understand your financial condition and make educated financial decisions. It is critical to have correct information about your personal finances since it might affect procedures such as loan applications, which normally involve evidence of your income, spending, and assets.
2) When leaving for college, a checking account may be an excellent choice because it allows you to readily access your money and make purchases with checks or a debit card. After working and saving for several decades, you need a savings account or a retirement account.
Some account types may have fees or restrictions on how frequently you may access your money.
3) To reconcile your account, update your records and calculate your new balance by subtracting written checks and adding deposits not yet reflected.
4) It is to be noted that earned income is from work and unearned income is from other sources. Taxes on earned income are usually withheld, while taxes on unearned income may be quarterly or yearly.
5) Also note that calculating tax liability correctly avoids penalties and is important. It is calculated by applying tax rate to taxable income after deductions and exemptions.
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which of the following are not examples of market-based policies? group of answer choices a state charges an emissions tax on the quantity of carbon emitted by each firm. the u.s. government establishes a market to trade the right to emit co2 among manufacturing industries. the federal government pays fishermen to preserve wild salmon. the federal government requires domestic auto companies to improve car emissions.
The following are not examples of market-based policies is :
The federal government requires domestic auto companies to improve car emissions.What is meant by market based policy?As opposed to mandates, norms, or other non-price-based techniques, price incentives are the primary mechanism through which market-based public policies work.
Low-income people can be involved in the market-based approach as consumers, receiving goods and services they can afford, or as business partners (suppliers, agents, or distributors), receiving increased incomes.
A market-based tax strategy establishes a ceiling price for control measures. This encourages polluters to cut their emissions at a price lower than the tax rate. There is no cap; the amount of pollution removed is determined by the tax rate selected.
Market-based techniques place value on a company based on how productive it is in a particular market. These techniques concentrate on comparing similar companies, transactions, or industries (known as comparable or comps).
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What is the most common method that Americans use to access their bank account?
The most popular way for Americans to access their bank accounts is through mobile banking.
What do you mean by account?Account is a record of debit and credit entries that covers transactions involving a specific asset (such as cash or notes receivable) or a specific person or business. Account is also a statement of transactions for a fiscal quarter that displays the balance.
Where my account on my phone?All of the phone's online accounts are controlled by the Accounts page in Settings. You can access the Accounts option in Settings under the Personal tab. This is distinct from the tab, which contains several choices for how your account works on your device.
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which of the following is true about externalities? question 17 options: negative externalities lead markets to produce smaller than efficient output levels and positive externalities lead markets to produce greater than efficient output levels. negative externalities lead markets to produce greater than efficient output levels and positive externalities lead markets to produce efficient output levels. negative externalities lead markets to produce efficient output levels and positive externalities lead markets to produce greater than efficient output levels. negative externalities lead markets to produce greater than efficient output levels and positive externalities lead markets to produce smaller than efficient output levels.
When a good is produced, externalities with a negative impact result, overriding the private cost of production is the social cost of production.
What are positive externalities?If the marginal social cost of creating an item or service is higher than the marginal private cost, there is a negative externality.
When a commercial activity benefits those who aren't involved in the activity an advantaged externality.
Therefore, positive externalities arise when the societal benefit of using an item or service outweighs the private profit.
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Create a mission statement specific to what you are setting out to accomplish.
Consider the following questions and make notes:
What is the need?
Why do people need your organization?
Who will your organization help?
What is your service population?
Where will these services be made available?
How will you inform people of your services?
List Objectives/Tasks
Immediate
Objective 1: How will you complete this task? (Include logic and reasoning behind the objective: how long do you expect it will take your organization to succeed at accomplishing your objective?)
Long Term
Objective 2: How will you complete this task? (Include logic and reasoning behind the objective: how long do you expect it will take your organization to succeed at accomplishing your objective?)
Staff
How many direct service positions are available? What positions are they?
How many program-planning and design positions are available? What positions are they?
How many administrative positions are available? What positions are they?
What is the total number of staff members needed?
Budget
Define the needs of your organization, such as supplies, equipment needed, property, etc. What role will fundraising play in budget planning?
Evaluation
Design a method for monitoring your progress. Explain the details of how you intend to use this tool to ensure that you are on track for accomplishing your goals for your organization.
Name
Finally, after considering the nature of your organization, develop a name for it.
Make a presentation of your organization's mission statement, goals, target population, principles, etc. This can be in the form of a four-hundred-word essay, a three-page outline, or a graphic representation such as a chart.
Answer:
Need is a felling of mind if he person like something
Saved Help Save & Exit Subn Vk 3 - Apply: Employee Performance and 1 Monitoring Performance Through Goal Measurement 9.24 points Performance management doesn't stop once effective goals are set for employees. Monitoring performance is an important next step to monitoring progress toward achievement of those goals and accurate measurement of progress is critical. This activity is important because managers can use information gathered during performance monitoring to identify problems with and find opportunities to enhance employee performance. BOR Pent The goal of this activity is for you to develop your knowledge of monitoring performance by matching measures of goal progress with their descriptions. Read the descriptions of measures of goal progress Match each type of measure to the appropriate description References Quality Financial metrics 3 Timeliness Quantity Match each of the options above to the Rems below Was the goal or work completed in a timely manner? Was the goal or work done well? How much What was the profit or return?
A regular and consistent check on employee performance helps HR measure and evaluate employees' efficiency in meeting responsibilities and accomplishing targets.
What is the meaning of employee performance?The way a worker performs their job responsibilities and completes necessary tasks is referred to as their "employee performance." It speaks to the usefulness, excellence, and efficacy of their output. Performance is a factor in how valuable we consider each person to be to the company.
The goals and objectives of management are made obvious to personnel through employee performance evaluation. They discover that their efforts are evaluated and appreciated. For the benefit of the company as a whole as well as them, it's critical to maintain high performance.
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Which Excel feature allows you to hide rows or columns with an easily visible expand collapse linkedin?
The Excel feature that allows you to hide rows or columns with an easily visible expand is Groups and outline.
What are the uses of excel in data analysis?Excel's Analyze Data feature gives you the ability to ask questions about your data in natural language rather than needing to create laborious algorithms. Additionally, high-level visual summaries, trends, and patterns are offered by Analyze Data.
Excel is frequently used for data organization and financial analysis. It is utilized by businesses of all sizes and in all business functions.
Any data analysis ultimately aims to combine data pieces and produce a coherent story, and Excel can help. Excel files are widely used by businesses to construct data models, import data, categorize data sets, and other things.
It should be noted that Groups and outline feature allows us to hide rows or columns with an easily visible expand/collapse.
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What are the 3 types of pricing?
Three types of pricing are Pricing that is cost-based or cost-plus, pricing depends on the market, Pricing depending on value.
In the relatively simple pricing strategy known as "cost plus pricing," you decide how much extra you'll charge for a product than its cost. For instance, you can decide that you want to charge 10% more for pies than it costs to prepare them from scratch. Then, your cost would be equal to 100% of your pricing. World Market is an American chain of specialty/import retail stores that sells home furnishings, decor, curtains, carpets, gifts, apparel, coffee, wine, craft beer, and foreign culinary products. World Market was formerly known as Cost Plus World Market until 2021. Cost-plus pricing is based on a simple principle. Cost-plus pricing is based on a simple principle. The asking price is determined by adding a markup percentage to all fixed and variable production costs that have been incurred so far or will be in the future.
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g assume that the paris first national bank is a thriving bank with deposits of $20 million. if the required reserve ratio is 20 percent and the bank is fully loaned out, the bank will have outstanding loans totaling:
If the required reserve ratio is 20 percent and the bank has deposits of $20 million, the bank is required to hold reserves of $20 million x 20% = $4 million.
What will be outstanding loans totaling amount?If the bank is fully loaned out, this means that all of its reserves are being used to make loans. The total value of the outstanding loans in this case would be equal to the amount of reserves held by the bank, which is $4 million. Therefore, the bank will have outstanding loans totaling $4 million.
What is outstanding loans totaling?Outstanding loans refer to the total amount of loans that a lender, such as a bank or financial institution, has made to borrowers that have not yet been repaid. These loans may include mortgages, personal loans, business loans, and other types of credit. Outstanding loans are recorded as assets on the lender's balance sheet and are expected to be repaid by the borrowers over time, typically with interest.
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What is true of a long term investment?
Holding various assets, such as mutual funds, securities, shares, and stocks for longer than a year is referred to as long-term investing.
What is long-term investing ?The two criteria for short-term are not met by a long-term investment. Marketable securities, such as bonds or stocks, make up the majority of long-term investments. On the balance sheet, long-term investments are listed as noncurrent assets, whereas short-term investments are categorised as current assets.Assets that a person or business wants to hold for a duration of more than three years are considered long-term investments. Stocks, property, cash, and other assets can be used to facilitate long-term investments. Long-term investors assume a high level of risk in search of greater rewards.Long-term investing is probably going to result in significant wealth creation. Many people rely on long-term investment returns to plan their financial future since they lack the expertise necessary to participate in derivative markets. It might also consist of interest earned on fixed deposits and dividend income from stock ownership.To learn more about long-term investing refer :
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Why do banks hold reserves at the Fed?
Banks are required by the Federal Reserve to keep a specific amount of cash on hand so that they never run out and have to turn away a customer's withdrawal, potentially igniting a bank run.
The Fed pays interest on bank reserves Why?The Federal Reserve is frequently referred to as "the bankers' bank."This is due to the fact that the country's 12 Reserve banks and its branches offer commercial banks services that are similar to those provided to the banks' own customers. For instance, the Reserve bank's duties include lending money and giving banks cash. Commercial banks, savings institutions, and credit unions are examples of depository institutions that must adhere to statutory reserve requirements. Based on its deposit liabilities, a bank must maintain a certain amount in reserves.
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in resource-limited scheduling, the lower priority activities get delayed. how does the delaying of activities affect the project?
In resource-limited scheduling, the lower-priority activities get delayed. The delaying of activities may delay the project.
There are two methods for resource-limited scheduling: resource leveling and resource smoothing. By scheduling tasks, resource leveling prevents resource overloads. The project's completion date is virtually always delayed as a result of this.
Resource smoothing makes the assumption that the critical path analysis-determined completion date cannot be postponed. No activity can therefore be delayed by more than its total float. Although the resource histogram has been "smoothed down" to the greatest extent, some overloads still exist.
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Choose the best example of presenteeism. Multiple Choice Randy always volunteers for special projects and signs up for activities with the team. Eloise is sometimes late to work, but always stays late to make up the time. Teresa is always on time and ready to work, even when sick. Enid rarely volunteers for projects but always meets team goals.
The option that best example presenteeism is option 3.
Teresa is always on time and ready to work, even when sick.
Presenteeism is the lost in the productivity that occurs when employees are not fully functioning in the workplace because of an illness, injury, or other condition. Even though the employee may be physically at work, they may not be able to fully perform their duties and are more likely to make mistakes on the job.
Presenteeism which is also known as sickness presence is the act of showing up for work without being productive, generally because ill-health prevents it.
Working while being sick may not bring 100% efficiency even when all best is given. Teresa who is always punctual at work even when sick for the fear of losing the job is exhibiting presenteeism.
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Which of the following is true of a VA loan?
A) Unlike FHA insured loans there is no mortgage insurance premium or funding fee for VA loan.
B) A qualified veteran may get a new VA loan to purchase a single family rental investment property.
C) The Department of Veterans Affairs provides loans to eligible veterans at below market interest rates.
D) The Department of Veterans Affairs guarantees to lenders that they will not suffer a loss if the veteran on the loan
Unlike FHA insured loans there is no mortgage insurance premium or funding fee for VA loan is true of a VA loan. Option (a) is correct.
What do you mean by Insurance?Insurance is a tool for risk management. You purchase protection against unforeseen financial losses when you purchase insurance. If something unpleasant happens to you, the insurance company pays you or someone else of your choosing.
VA assists qualified surviving spouses, veterans, and service members in purchasing homes. We offer a home loan guarantee benefit and other housing-related initiatives as part of our objective to serve you in order to assist you in purchasing, constructing, maintaining, repairing, or adapting a home for your own personal occupancy.
Private lenders, including banks and mortgage firms, offer VA home loans. VA backs up a portion of the loan, allowing the lender to offer you better terms.
Therefore, Option (a) is correct. Unlike FHA insured loans there is no mortgage insurance premium or funding fee for VA loan.
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Why should we keep Social Security?
Its fundamental purpose is to give individuals and families the confidence that their level and quality of life will not be seen,as far as possible,greatly deteriorated by any social or economic eventuality.
Social Security helps older Americans,disabled workers, wounded warriors, and families where a spouse or parent dies.Today, about 179 million people work and pay Social Security taxes,and more than 65 million people receive monthly Social Security benefits.As a general rule of thumb, you can expect Social Security to replace about 40% of your pre-retirement income if you take home an average income.But most seniors need more money than that to live comfortably.So,ideally,it's better not to rely on Social Security alone for retirement,but to save independently. Social Security is a particularly important source of income for groups with low incomes and fewer opportunities to save and earn pensions.
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assume instead that no discretionary policy actions are taken. will short-run aggregate supply increase, decrease, or remain the same in the long run? explain.
SRAS (short-run aggregate supply) will increase because wages and some other production costs decrease during recession in the long run.
Aggregate supply, often known as total production, is the whole supply of goods and services that an economy produces in a particular period at a specific overall price. The short-run aggregate supply curve (SRAS) explains how all enterprises in an economy react to price stickiness. The SRAS curve will slope higher when prices are sticky. The SRAS curve demonstrates that a higher price level results in increased output.
There are two key points to remember regarding SRAS. For one thing, it indicates a short-run link between the price level and the amount of product delivered. Because at least one price is rigid, aggregate supply rises in the near run. Second, SRAS indicates a short-run tradeoff between unemployment and inflation. Higher inflation is connected with reduced unemployment in the near run since it leads to increased output.
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What is the role of customer in enterprise?
An individual or business that purchases goods or services from another company is known as a Customer. Customers are crucial to businesses because they generate income; without them, they would cease to exist.
What functions do customers perform in a company?Customers do more than just pay us for the goods or services we provide. They assist with our planning and research, assist with marketing, carry out quality control inspections, and everything in between. But it's our responsibility to make it simple for them to perform these duties.
What significance does the customer have?Your customers are the most crucial aspect of your business, no matter what sector you operate in or what products and services you offer. There are no sales without the customer. They therefore play a crucial role in creating your marketing strategy and messaging.
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Question 5 2 pts Kai runs a local auto parts store. A customer comes in and asks for special supercharger. Kai orders it from the factory. This activity can be classified under O marketing O customer service O outbound logistics O inbound logistics O operations Next →
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Kai runs a local auto parts store. A customer comes in and asks for special supercharger. Kai orders it from the factory Inbound logistics.
Inbound logistics is the process of bringing materials and other goods into a business. This procedure covers the steps involved in ordering, receiving, storing, transporting, and managing incoming supplies. Inbound logistics is concerned with the supply side of the supply-demand equation. Inbound Logistics is the purchase, storage, and distribution of incoming goods to the production unit. Outbound logistics, on the other hand, refers to the transmission, selection, packaging, and transportation of finished goods to consumers.
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Yoshi carries a balance on her credit card each month. In may, she decides she wants to use her card to buy a new dishwasher. In which part of the billing cycle should she make her purchase to keep her finance charges to the minimum?.
In credit card part of billing and moreover When you do not have any past due then this occurs.
A credit card can be defined as a form of tool where a bank in the form of a loan, with an available line of credit that you can use to make purchases using your card.It can be used to use money before having any fee and large purchases alike.You can spend money using a credit card up to a pre-determined limit. Every month, you'll receive a bill detailing your spending. It's crucial to make an effort to settle the balance in full each month.To know more about Credit Card here
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