Although standards may vary from lender to lender, all lenders will consider the four main factors of capacity, capital, collateral, and credit when deciding whether or not to provide a loan.
Why is it so important to have the four Cs of credit?The four credit criteria aid in the methodical evaluation of credit risk. They provide a framework for the collection, division, and analysis of data. Character, capability, capital, and conditions are the four main categories into which the data is divided.
What do the capitalization of credit's four C's mean?Capital includes any money, investments, or other possessions you are ready to use as security for a loan. The down payment on a home is one example. Generally speaking, the greater the down payment, the better your interest rate and loan terms will be.
Learn more about credit: https://brainly.com/question/1475993
#SPJ4
a A rocket shoots up 123 meter
i. What is its initial velocity -
Answer:
Initial Velocity= 49 m/s
Time period= 5 secs
Explanation:
THIS IS THE COMPLETE QUESTION BELOW
A rocket shoots up 123 meters. What is it initial velocity?How long is it ascending
The initial velocity can be calculated using the expression below
u= √( 2gh)
Where g= Acceleration due to gravity= 98 m/s^2
h= height
Substitute the values we have
u = √(2*9.8*123)
u=√( 2410.8)
u = 49 m/s
the time period can be calculated as
(49/9.8)
= 5 sec
Hence time period is 5 secs
Pete would like to respond only to users within his organization with an automatic reply. He is configuring the automatic response. Which option should he select?
answer b
Answer: B: Inside my organization tab
Explanation: edge 2021 unit review
ESTIONS
Discuss FOUR phases of business cycle in detail
Answer:
The answer is below
Explanation
1. Expansion: this is a period in which business is growing at a considerable rate. Such as an increase in production and sales
2. peak: this is a period in which production and prices increase beyond the normal level. This shows there is no longer room for increment.
3. contraction: this is a period in a business cycle in which the productions and sales began to fall due to low patronage and a bad economy.
4. Trout: this is a peak period in which business models lost their values in terms of production and sales. At this point, it is believed that the business cannot get worse.
Which aspect of diversity can be positive or negative? A (blank) can be negative or a positive.
Answer:
Positive aspects of diversity is that no one is the same. Everyone is their own person. There is no negative to diversity. It is the people themselves who think negativly of diversity often by discrimination.
Explanation:
i hope this helped and was on point and I'm sorry if it wasn't. I just stumbled on your question...
Answer:
stereotyping
Explanation:
Personal selling used to be more common.
True
False
which of the following is a person who authorized an agent to act on his or her behalf
Answer:
Principal
Explanation:
A power of attorney (POA) is a legal document giving one person (the agent or attorney-in-fact) the power to act for another person (the principal).
Suppose the city of Austin, TX chooses to regulate the number of street vendors operating near the University of Texas by requiring each vendor to own a permit in order to operate. The city gives free permits to all existing vendors and announces that no new permits will ever be issued. Prior to regulation, the costs (including implicit costs) of operating were $85,000 and revenues were $150,000. The city ordinance allows the permits to be bought and sold without restriction. The permits have no expiration date. The interest rate is 10 percent. After regulation, existing street vendors earn an
A. accounting profit of zero.
B. economic profit of $130,000.
C. economic rent of $65,000
D. economic loss.
Answer:
economic rent of $65,000
Explanation:
Economic rent is the amount of money paid in excess to a factor of production in excess of what is socially optimum
Economic rent = $150,000 - $85,000 = $65,000
Accounting profit= total revenue - explicit cost
Total revenue =price x quantity sold
Explicit cost includes the amount expended in running the business. They include rent , salary and cost of raw materials
Economic profit = accounting profit - implicit cost
Implicit cost is the cost of the next best option forgone when one alternative is chosen over other alternatives
Without the regulation, economic profit would be driven to zero.
Emily and Steffi work at Education Yours, a nonprofit educational institution. Steffi, newly hired on a temporary teaching assignment, was asked last month by her supervisor to teach an online course. Being new to online teaching, Steffi is considering her efficacy. She talks to Emily and other individuals who have been teaching online for several years. Emily takes pride in her teaching and always approaches her teaching with total enthusiasm. Emily tells Steffi that she believes exerting a high level of effort will result in a successful performance in her online teaching. Which of the following best describes Emily's belief about exerting a high level of effort?
A. Equity
B. Instrumentality
C. Expectancy
D. Emotional cues
E. Valence
Answer: expectancy
Explanation:
The option that describes Emily's belief about exerting a high level of effort is "expectancy".
Expectancy theory, simply suggests that the behavior of people are motivated as a result of the results that they expect.
Therefore, Emily's belief that a high level of effort will result in a successful performance in her online teaching shows that she's motivated based in what she wants to achieve which is what the expectancy theory entails.
Aleisha wants to buy a condominium. She has the choice of buying it now or renting it with the option to buy at the end of 4 years. If she rents now, she must pay a deposit of $1,500 and pay rent of $865 per month. If she buys, she would need closing costs and her mortgage payment would be $844 a month for 4 years. How much would her closing costs need to be in order for the cost to buy to be the same as the cost to rent
Read the scenario below and then answer the question. Sample scenario: Scientists have created a new grass seed that stops grass growth at a specific length, eliminating the need to mow the lawn. The price of this seed is high, but many consumers still want to use it. As a result, several different producers supply a large amount of this seed to consumers. In order to attract consumers to their product, some producers lower their prices and supply fewer bags of seeds. What is the best description of the grass seed that is described in this scenario
Answer: a good with an elastic supply
Explanation:
Price elasticity of supply simply refers to how the changes in market price of a good bring about a responsiveness to the supply of such good.
Based on the information given, the best description of the grass seed that is described in this scenario is that it's a good that has an elastic supply. This is because the price of the good in thus case, is sensitive to the changes in the price.
Answer:
It's a good with an elastic supply
Explanation:
edge 2021
The Two types of wills are:
- formal and holographic
- legal and fake
- formal and casual
- none of the above
Forrester Company is considering buying new equipment that would increase monthly fixed costs from $120,000 to $150,000 and would decrease the current variable costs of $70 by $10 per unit. The selling price of $100 is not expected to change. Forrester's current break-even sales are $400,000 and current break-even units are 4,000. If Forrester purchases this new equipment, the revised break-even point in units would:
Answer:
"Decrease by 250" is the appropriate response.
Explanation:
The given values are:
Revised fixed cost,
= $150,000
Current selling price,
= $100
Current variable cost,
= $60
Current contribution will be:
= [tex]Current \ selling \ price-Current \ variable \ cost[/tex]
= [tex]100-60[/tex]
= [tex]40[/tex]
Now,
The revised BEP will be:
= [tex]\frac{Revised \ fixed \ cost}{Revised \ contribution}[/tex]
On substituting the values, we get
= [tex]\frac{150,000}{40}[/tex]
= [tex]3750 \ units[/tex]
hence,
= [tex]4000-3750[/tex]
= [tex]250[/tex]
Thus the above is the correct answer.
IZSA
11. Laser Research, Inc., is sending their five-person research team to a three-day conference to
learn a new automated lab procedure. One researcher earns $336 daily, two earn $360 daily.
and two earn $390 daily. What will the three-day conference cost Laser Research, Ine, in
lost productivity for the five researchers?
Answer:
The three-day conference will cost Laser Research, Inc. $ 5,508 in lost productivity.
Explanation:
Given that Laser Research, Inc., is sending their five-person research team to a three-day conference to learn a new automated lab procedure, and one researcher earns $ 336 daily, two earn $ 360 daily and two earn $ 390 daily, to determine what will the three-day conference cost Laser Research, Inc, in lost productivity for the five researchers, the following calculation should be performed:
336 x 3 + 360 x 2 x 3 + 390 x 2 x 3 = X
1,008 + 720 x 3 + 780 x 3 = X
1,008 + 2,160 + 2,340 = X
5.508 = X
Thus, the three-day conference will cost Laser Research, Inc. $ 5,508 in lost productivity.
A assessment may alter the content of a sales pitch.
True
False
2. The owner of a franchise benefits from brand name recognition, access to professional
and nationwide advertising.
Answer:
True
Explanation:
It is TRUE that the owner of a franchise benefits from brand name recognition, access to professional and nationwide advertising.
This is because the owner of a franchise has various advantages. The advantages include enhanced reputation which covers all the places there is a franchise.
Then there is an increase in management techniques and work practices, including access to national advertising to cover many places and continuous support.
Often, an objection is simply a request for
A. a discount
B. a different salesperson
C. more time
D. more information
Answer:
C. and D.
Explanation:
An Objection is when a certain something strongly disagrees with a reasoning But that reasoning can be very challanging to be dealt with. an expression or feeling of disapproval or opposition; a reason for disagreeing.
30 points please help!
Olive's organic Baby food believes their reputation is being put down by a competitor because of their untruthful advertising. Which of the following types of business tort is this?
a. fra ud
b. crim inal
c. defam ation
Answer:
i believe is fraud
Explanation:
if you find it helpful pls give me the points
What is an example of a common part of a company's brand that would be represented in television
commercials?
Answer:
logos, product, company's name, :DDD and endorsers
A water main downtown broke this morning, so several businesses had no water for hours. a. addition b. time c. comparison d. cause and effect 2. Even though most Americans are primarily concerned about AIDS as it exists in the U.S., it should be remembered that it is now nearly a worldwide disease. a. addition b. time c. contrast d. comparison 3. Larry will probably be a late bloomer socially, just like his older brothers. a. time b. contrast c. comparison d. cause and effect 4. There are ways you can make
Complete Question:
4. There are ways you can make boring tasks more pleasant. For instance, bring a portable radio and listen to music on the earphones while you work.
Answer:
1. D
2. C
3. C
4. Illustration or example.
Explanation:
1. Cause and effect can be defined as the relationship between two things or events in which an occurrence one (cause) leads to the occurrence of another (effect).
2. A contrast is typically used to show the difference between two concepts, people, place or objects. For example, AIDS doesn't exist only in US but it's now a worldwide disease.
3. Comparison involves the process of showing the relationship or similarities between two concepts, people, place or objects.
4. An illustration or example is used to describe a situation by sighting or sharing a real-life experience.
What is another name for administrative law?
Answer:
Regulatory law
Explanation:
Administrative law is an arm of public law and is also known as “regulatory law.”
How do you give bainliest
You can buy a computer with your credit card and pay for it over the course of one year. With an interest rate of 16 percent, you would need to pay $181.46 for 12 months to pay off the charge. You can rent the computer for 12 months for $200 per month and, at the end of the rent period, buy it for $300. How much will you save by purchasing the computer with your credit card instead of using the rent-to-own plan?
Answer:
you can save $522.48 by purchasing the computer with the credit card
Explanation:
total money paid to the credit card company = $181.46 x 12 = $2,177.52
total money paid for renting the computer = $200 x 12 = $2,400, plus the final payment = $2,400 + $300 = $2,700
money saved by using the credit card = $2,700 - $2,177.52 = $522.48
If you could completely remove something you put online forever, what would it be?
Answer: Nothing, I just want it all if I would remove something I would of tell you. But I don’t. :)
Explanation:
Which of the following is a true statement?
1) FAS Market Development and Export Assistance partners with over 100 cooperator groups
2) FTC stands for Federal Trade Commission
3) FAS stands for Federal Agricultural Sector
4) Imports are goods produced in one country then shipped to another country
Answer:
2) FTC stands for Federal Trade Commission
Explanation:
The true statement is that, FTC stands for Federal Trade Commission.
The Federal Trade Commission (FTC) is an agency of the government of the United States of America saddled with the responsibility of promoting consumer protection and the enforcement of all civil antitrust laws.
Basically, the laws formulated or established by the FTC are to provide protection for consumers of various goods and services while requiring that businesses do not make false claims about them. Also, the Federal Trade Commission (FTC) is responsible for competition regulations among manufacturers of goods and services provided for the consumers.
Which of the following laws limits the hours and types of duties in which teens can work
Fair Labor Standards Act
Businesses like to keep operating costs as low as possible, so they can focus on
production and profit. One way to keep operating costs down is to keep wages
low. Many businesses pay their workers the minimum wage required by law.
Often; workers consider this unfair and feel they should be paid more than the
bare minimum for the work they do. Paying employees the minimum wage is
certainly not illegal, but is it always ethical? What do you think?*
Answer:
No I don't think it is very ethical to only be paying employees minimum wage. The cost of living keeps going up and people need to be able to afford the basic necessities of life. The prices of everyday goods like groceries and household basics keep going up making it hard for people to be able to afford them especially when they are only making minimum wage. When the product cost is higher, the company is making more profit, therefore they are able to pay their workers more. When the prices of goods and products increase, wages should increase as well.
Explanation:
Which statement best explains why the United States grew into a world
economic power in the 20th century?
O A. The United States prevented other countries from abandoning the
gold standard.
O B. The United States increased its participation in international trade.
C. The United States put effective trade barriers in place to limit trade
with other nations.
D. The United States stayed out of major world wars and instead
made economic investments.
Answer:
B. The United States increased its participation in international trade.
Explanation:
The correct option is - B. The United States increased its participation in international trade.
If the forecast called for the temperature to drop to 35 degrees for two weeks, what would
happen to the supply and demand for lemons?
Answer:
Well the lemons would overall stop growing. Cause they would get to cold and say brrrr! So naturally the fruit stop growing cause it's trying to stay warm. The overall product would slow down then. Also if the coldness was imediate then it would out the lemons into shock.
Please mark Brainlyest and say thanks ❤️
Communication may account for as much as____ of a hiring decision.
a. 25%
b. 40%
c. 65%
d. 80%
It isnt d or b. So its either a or c.
Question 11 of 40
Which of these is most likely to threatened a company's financial security?
A. shoplifting
B. social security numbers
C. infringement
D. embezzlement
SUBMIT
Answer: I’m pretty sure it’s D. embezzlement.
Explanation:
Embezzlement is described as theft or misappropriation of funds placed in one's trust or belonging to one's employer. Not sure though!