Annual interest Rate (EAR) of this loan is 12.68%
So, the option 2) 12.68%. is correct.
The calculation of the effective annual rate (EAR) of a loan depends on the nominal interest rate (NIR) and the frequency of compounding, which in this case is monthly.
The formula for calculating EAR is as follows:
[tex]EAR = (1 + NIR/m) {}^{m - 1} [/tex]
where m is the number of compounding periods per year, and NIR is the nominal interest rate.
The first step in determining the EAR of the loan is to calculate the NIR, which can be done using the following formula:
NIR = (PMT x m) / PV
where PMT is the monthly payment, m is the number of payment periods per year, and PV is the present value of the loan.
In this case, PMT = $730.71, m = 12, and PV = $22,000.
So,NIR = ($730.71 x 12) / $22,000= 0.398, or 39.8%
Now that we have the NIR, we can calculate the EAR using the formula:
[tex]EAR = (1 + NIR/m) {}^{m - 1} [/tex]
= (1 + 0.398/12)¹²- 1= 0.1268, or 12.68%
Therefore, the answer is option 2) 12.68%.
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From who’s point of view is this?
Answer:
outside the story
Explanation:
i need help plz......
Select two sentences from the passage that suggests Watson has an expert understanding of the habits of Holmes.Immersive Reader
(1 Point)
“I was seized with a keen desire to see Holmes again, and to know how he was employing his extraordinary powers.” (paragraph 1)
“To me, who knew his every mood and habit, his attitude and manner told their own story. He was at work again.” (paragraph 1)
“I rang the bell and was shown up to the chamber which had formerly been in part my own.” (paragraph 1)
“His manner was not effusive. It seldom was; but he was glad, I think, to see me.” (paragraph 2)
Answer:
I was seized with a keen desire to see Homes again and to know how he was employing his extraordinary power
"I was overcome with a strong desire to see Holmes again and learn how he used his extraordinary abilities."
"His attitude and manner told their own story to me, who knew his every mood and habit. He was back at work."
Thus, options A and B are correct.
What is a passage?A passage is a category of text that is typically taken from a book, editorial, or other published material. It can also refer to a piece of music or a paragraph of a speech.
Despite the fact that cocaine use was prohibited during Holmes' time, Watson openly condemns habits.
In this particular statement, homes clearly defined the abilities that the habits would have. Also, he may know about the manner and the way they are going to act. This clearly suggests that he may know or have an understanding of Holmes.
Therefore, option A and B is the correct option.
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n the sentence olive to eat offers private in-home cooking demonstrations, the simple predicate is (a) olive to eat, (b) offers, (c) private, (d) demonstrations.
The simple predicate in the given sentence is "offers." The simple predicate, also known as the verb phrase, is the main verb or action that describes what the subject is doing or experiencing.
In this sentence, "offers" is the verb that indicates the action being performed by the subject, which is "olive to eat." The phrase "olive to eat" functions as the subject of the sentence, but it does not represent the complete action. Instead, it provides additional information about the subject.
Therefore, "offers" is the simple predicate because it is the main verb that conveys the action of offering private in-home cooking demonstrations.
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Hurry please will give points
When you write a compare-and-contrast
O avoid explaining how both works develop the theme.
compare and contrast how the themes are developed.
Obe sure to use transitions and avoid literary devices.
O explain why the author chose a particular theme.
essay about a common theme, you must
When writing a compare-and-contrast essay about a common theme, it is important to compare and contrast how the themes are developed in both works.
The correct answer to the given question is option 2.
When writing a compare-and-contrast essay about a common theme, it is important to analyze how the themes are developed in both works. Rather than simply explaining how each work individually develops the theme, focus on examining the similarities and differences in their approaches.
To effectively compare and contrast the development of the theme, use transitions to guide the reader through your analysis. Transitions such as "Similarly," "In contrast," "Likewise," and "On the other hand" can help signal the shift between discussing each work's development of the theme.
Avoid relying heavily on literary devices in your essay. Instead, focus on analyzing the techniques and strategies used by the authors to develop the theme. Look for similarities and differences in their use of characterization, plot structure, symbols, imagery, or narrative style.
Lastly, instead of explaining why the author chose a particular theme, center your analysis on how the theme is developed in each work. Analyze the choices made by the authors in terms of plot events, character motivations, or thematic elements to highlight the similarities and differences in the development of the theme.
By following these guidelines, you can create a strong compare-and-contrast essay that explores the development of a common theme in multiple works, providing insightful analysis while avoiding literary devices and explaining the author's choice of theme.
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ead the excerpt from Queen Elizabeth's Response to Parliament's Request That She Marry. The realm shall not remain destitute of any heir that may be a fit governour, and peradventure more beneficial to the realm, than such offspring as may come of me: For though I be never so careful of your well-doing, and mind ever so to be, yet may my issue grow out of kind, and become perhaps ungracious. What is Queen Elizabeth's purpose in this excerpt
Answer:
to persuade Parliament that simply because she has a child does not guarantee that the child will be a competent ruler
Explanation:
THESE ARE THE OPTIONS FOR THE QUESTION
to persuade Parliament that the method of choosing successors to the throne based simply on birthright needs to be revised
to persuade Parliament that her child should not be considered a possible choice for successor to the English throne
to persuade Parliament that simply because she has a child does not guarantee that the child will be a competent ruler
to persuade Parliament how catastrophic it could be if they acted ungraciously toward her or her child
Queen Elizabeth's purpose as regards to the excerpt is that she was persuasive towards the Parliament, and this because she knows that having a child is not a yardstick that the particular child will grown to become a
competent ruler.
Answer:
What is Queen Elizabeth's purpose in this excerpt?
to persuade Parliament that the method of choosing successors to the throne based simply on birthright needs to be revised
to persuade Parliament that her child should not be considered a possible choice for successor to the English throne
to persuade Parliament that simply because she has a child does not guarantee that the child will be a competent ruler------>>>correct
to persuade Parliament how catastrophic it could be if they acted ungraciously toward her or her child
Explanation:
100% on Edge 2021
NEED HELP ENGLISH FAST
Answer:connecting subjects
Explanation:
Answer:
I think its connecting complete thoughts
HELP QUICKLY I WILL AMKE YOU GIVE YOU THE CROWN
Answer:
i would give it to my best friend
Explanation:
the reason is because she has helped me along the way and she has been a really great friend.
Answer:
Malala
Explanation:
I believe that with the situation present it's a amazing story of determination and hard work even with have an entire terrorist group trying to kill you, Malala was the youngest person in the world to receive the Nobel Prize Award. She also survived three shots in the head in a assassination attempt.
She also had no hate towards the criminals.
which word best describes the tone of the third paragraph? (5 points) aggravated cautionary zealous detached
The word that best describes the tone of the third paragraph is "cautionary." The paragraph likely provides a warning or advice about a certain subject matter.
A cautionary tone implies that the author is emphasizing potential risks or consequences and urging readers to proceed with care or make informed decisions. It suggests a sense of concern and a desire to prevent negative outcomes.
The use of cautionary language can evoke a feeling of prudence or wariness in the reader, encouraging them to approach the subject matter with caution and consider the potential implications.
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What is the main benefit of letting the narrator describe a human's inability to stop nature?
1.It creates an unrealistic sense of the powerful nature of the narrator.
2.lt creates tension in that all events are seen against coming failure and grief.
3. it suggests the events are more or less within the narrator's control.
4. it suggests the narrator is growing more and more helpless
Answer:Prohibition was the attempt to outlaw the production and consumption of alcohol in the United States. The call for prohibition began primarily as a religious movement in the early 19th century – the state of Maine passed the first state prohibition law in 1846, and the Prohibition Party was established in 1869.Jan 3, 2020
Explanation:
What is the summary of Chapter 5 in I am Parvana
Answer:
Explanation: send me the link
How can you determine people's attitudes
when they are talking to you?
Choose a problem (and solutions) described in the text. Explain what the problem is and why it matters, using examples, facts, and details from the text. If possible, describe any solutions proposed in the text.
newsela article
Human connection bolsters immune system; that's why it's important to be kind
the breedloves' reasons for remaining in the storefront provide what insight?
The Breedloves' decision to remain in the storefront provides insight into their resilience, determination, and the complex dynamics of their lives.
By choosing to stay, they demonstrate their refusal to be defeated by their circumstances by inequalities. It reveals their unwavering hope for a better future and their commitment to making the best of their current situation. Their decision also highlights the limitations and barriers they face, as they lack the means or opportunities to improve their circumstances.
It sheds light on the systemic inequalities and social barriers that marginalize and trap them in their current environment. Overall, their choice to remain in the storefront reflects their resilience in the face of adversity and their enduring desire for change and upward mobility.
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How did Percy get away from Grover at the bus station?
Answer:
Percy got away from Grover when Grover had to go to the bathroom.
Explanation:
In the book it says,
"Confession time: I ditched Grover as soon as we got to the bus terminal.
I know, I know. It was rude. But Grover was freaking me out, looking at me like I was a dead man, muttering "Why does this always happen?" and "Why does it always have to he sixth grade?"
Whenever he got upset, Grover's bladder acted up, so I wasn't surprised when, as soon as we got off the bus, he made me promise to wait for him, then made a beeline for the restroom. Instead of waiting, I got my suitcase, slipped outside, and caught the first taxi uptown."
Hope this helped!
Stay safe! <3
What do we lose when there is a lack of diversity?
How do lasers help remove tattoos?
basically the laser breaks up the pigment from the color of the tattoo
I need help please I will give brainleist loves.
Answer:
The answer is B
Explanation:
Ur welcome :) (t would be kind to make me brian list)
From BBC ShakespeaRe-Told Macbeth:
1, What do the garbage collectors predict in their second visit that convinces Joe he will get to keep the restaurant?
2, What happens to fulfill their prediction?
Answer:
82
Explanation:
99 + 53
The Triple Entente was a political alliance formed between which countries?
Answer:
Italy, Austria-Hungary, Germany.
Explanation:
Yeah, there u go
Sometimes writers imply ideas in their writing instead of stating them directly.
Answer:
True
Explanation:
Writers can imply ideas using figurative language.
read the sentence from paragraph 8. What can the reader infer from this sentence?
Answer:
B
Explanation:
they are not sure if that's what they really want & they don't trust the government either.
Identify the appositive that adds extra information to this sentence. The dance floor, decorated with flower petals, was beautiful.
Answer:
decorated with flower petals
Explanation:
Its the extra information
Answer:
The answer is "Decorated with flower petals." Without this appositive added to this sentence, it would look like this, "The dance floor was beautiful."
write the sentence in indirect speech: Mbali asks,"do i go to church?"
Answer:
To change this sentence into indirect speech, it would become "Mbali asked if she should go to church."
Hope this helps!
P.S. There are many different ways to change this sentence into indirect speech. My answer may not be word-for-word correct, but if you change i tup a little bit I'm sure it will work! :D
Explanation:
Some schools teach science and maths in English. Write an essay of about 200 words on
the advantages and disadvantages of teaching those subjects in English.
Teaching science and math in English has its advantages and disadvantages. It is essential to balance the advantages and disadvantages to help the students achieve the best possible results.
Teaching science and math in English has its advantages and disadvantages. English is a widely spoken language, which is the reason why schools are teaching those subjects in English. However, when it comes to teaching subjects that require mathematical and scientific terminologies, language becomes a critical issue. This essay will explore the advantages and disadvantages of teaching science and math in English. The advantages of teaching science and math in English are as follows: First, learning math and science in English can improve the student’s communication skills. Since English is a globally spoken language, it improves the students' ability to express themselves to the world. It also enhances their chances of communication and expression with experts and scholars from all over the world. Secondly, when students learn math and science in English, they are more likely to access a vast array of online resources. These resources include textbooks, journals, and scholarly articles, which provide students with a more comprehensive and holistic approach to learning the subjects.
Furthermore, students who learn math and science in English have better chances of securing international scholarships and exchange programs. This is because many prestigious universities that offer these opportunities require applicants to have fluency in English.On the other hand, teaching science and math in English has its disadvantages, and they are as follows:
Firstly, English is not the first language of some students. When they are taught science and math in English, they may not fully comprehend the technical and scientific terminologies used. This leads to confusion and, ultimately, a lack of understanding.
Secondly, some students may face cultural barriers. This can lead to difficulty in understanding the teacher's accent and style of teaching. These students might find it challenging to adapt to English as the language of instruction. Lastly, the use of English can cause students to have difficulties in comprehending and solving math and science problems. This is because some students may struggle with language comprehension and end up with incorrect answers. Teaching science and math in English has its advantages and disadvantages. It is essential to balance the advantages and disadvantages to help the students achieve the best possible results.
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Please help me fasttttt
Answer: just read the questions carefully. it tells you in the question.
Explanation:
1. In addition to la bestia, we learn that the train through Mexico has other names: El Gusano de Hierro, El Tren Peregrino, and, to Enrique, El Caballo de Hierro. In what ways does the train earn each of its names? a. El Gusano de Hierro (The Iron Worm): b. El Tren Peregrino (The Pilgrim's Train): c. El Caballo de Hierro (The Iron Horse):
Answer:
Answer:
wanna play a kahhot game (that had more games)
go one blooket and put this pin 834705
fun game at no real names completly
annomnois
Explanation:
ASAP. Practice Introductions. If you answer them ill make you brainless. Please don't just answer random things because I barely have any points and I really need help. Thank you :)
1. Thesis Statement: Being a teenager is difficult because of the high expectations of parents, the pressure from peers, and the negative perceptions of society.
-What is the hook and the Bridge(Transition) for this thesis statement above?
2. Thesis Statement: Highly competitive team sports can be psychologically damaging to young children because they can damage a child’s view of himself, his peers, and adults.
-What is the hook and the Bridge(Transition) for this thesis statement above?
3.Thesis Statement: The increase in responsibility, financial experience, and freedom from parents can make getting a part-time job a rewarding experience.
-What is the hook and the Bridge(Transition) for this thesis statement above?
Answer:
I would say 1.
Explanation:
Very sorry if it's wrong!!!!!!!!!!!!!!!!! :)
Answer:
1. Hook: Being a teenager is difficult.
Bridge: the high expectations of parents, the pressure from peers, and the negative perceptions of society
2. Hook: Highly competitive team sports can be psychologically damaging to yound childern
Bridge: they can damage a child’s view of himself, his peers, and adults
3. Hook: The increase in responsibility, financial experience, and freedom
Bridge: getting a part-time job a rewarding experience
Explanation:
Welcome
Use Appeasement in a sentence.
I give Brainliest!
Answer:
Another theory is that Prohor believed that appeasement was worth trying but that war was inevitable.
plz mark me as brainliest
Answer:
The appeasement of angry Greek and Roman gods could often be bought with pretty pottery or sweet wines.
Explanation:
Sentence for bemused
Answer: Bemused sentence example
He glanced at his uncle, bemused . "You're threatening to kill me now?" he asked, bemused . However, if they can't hear the presenters, they're going to get a little bemused and, frankly, bored. "You sound pretty convinced," he said, bemused .
Explanation: